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Borough in Cape May County, New Jersey, United States

Stone Harbor is a borough in Cape May County, in the U. S. state of New Jersey. The borough, and all of Cape May County, is part of the South Jersey region of the state and of the Ocean City metropolitan statistical area, which is part of the Philadelphia Wilmington Camden, PA NJ DE MD combined statistical area, also known as the Delaware Valley or Philadelphia metropolitan area. It occupies the southern portion of Seven Mile Island together with its northern neighbor Avalon. It is a resort community that attracts visitors looking to enjoy its beaches, sailing facilities and commercial center. The community attracts a large number of vacationers from the Mid Atlantic region and Quebec. As of the 2020 United States census, the borough's population was 796, The borough has a summer population in excess of 20,000, who are generally wealthier than full time residents. The New York Times described Stone Harbor as a place of "gleaming McMansions and elegant shops", with an average single family home selling for $2.5 million in 2008. In 2014, Forbes magazine ranked Stone Harbor (ZIP Code 08247) at the 191st spot on its list of the most expensive ZIP Codes in the United States.

Development began in the late 19th century as a beach resort along the West Jersey and Seashore Railroad line. The community was marketed to wealthy residents of Philadelphia seeking a resort destination for a second home. Stone Harbor was incorporated as a borough by an act of the New Jersey Legislature on April 3, 1914, from portions of Middle Township, based on the results of a referendum held on April 28, 1914. The borough gained a portion of Avalon on December 27, 1941. The borough is said to be named for an English sea captain named Stone who sought shelter from a storm in the area. In 2015, a contract was awarded to dredge adjacent bodies of water. In early 2016, during the dewatering stage of the operation, a total of three geotubes discharged a small quantity of sediment containing several contaminants. Dredging was halted pending development of a plan to prevent future such spills.

According to the United States Census Bureau, the borough had a total area of 2.19 square miles (5.68 km2), including 1.42 square miles (3.68 km2) of land and 0.77 square miles (2.01 km2) of water (35.34%). Stone Harbor borders Avalon Borough, Middle Township, North Wildwood City and the Atlantic Ocean.

The 2010 United States census counted 866 people, 441 households, and 256 families in the borough. The population density was There were 3,247 housing units at an average density of The racial makeup was 97.11% (841) White, 1.62% (14) Black or African American, 0.00% (0) Native American, 0.12% (1) Asian, 0.00% (0) Pacific Islander, 0.69% (6) from other races, and 0.46% (4) from two or more races. Hispanic or Latino of any race were 3.35% (29) of the population.

Stone Harbor is located in the 2nd Congressional District and is part of New Jersey's 1st state legislative district.

As of March 23, 2011, there were a total of 778 registered voters in Stone Harbor, of which 62 (8.0%) were registered as Democrats, 588 (75.6%) were registered as Republicans and 128 (16.5%) were registered as Unaffiliated. There were no voters registered to other parties. In 2016, Republican Donald Trump received 59.3% of the vote (296 votes) vs. Hillary Clinton's 37.5% (187 votes) with other candidates taking 3.2% (16 votes). In the 2012 presidential election, Republican Mitt Romney received 64.8% of the vote (411 cast), ahead of Democrat Barack Obama with 34.1% (216 votes), and other candidates with 1.1% (7 votes), among the 640 ballots cast by the borough's 782 registered voters (6 ballots were spoiled), for a turnout of 81.8%. In the 2008 presidential election, Republican John McCain received 62.7% of the vote (416 cast), ahead of Democrat Barack Obama, who received 36.1% (240 votes), with 664 ballots cast among the borough's 801 registered voters, for a turnout of 82.9%. In the 2004 presidential election, Republican George W. Bush received 69.6% of the vote (519 ballots cast), outpolling Democrat John Kerry, who received around 29.1% (217 votes), with 746 ballots cast among the borough's 920 registered voters, for a turnout percentage of 81.1. In the 2013 gubernatorial election, Republican Chris Christie received 82.7% of the vote (324 cast), ahead of Democrat Barbara Buono with 15.8% (62 votes), and other candidates with 1.5% (6 votes), among the 405 ballots cast by the borough's 742 registered voters (13 ballots were spoiled), for a turnout of 54.6%. In the 2009 gubernatorial election, Republican Chris Christie received 61.9% of the vote (349 ballots cast), ahead of both Democrat Jon Corzine with 30.5% (172 votes) and Independent Chris Daggett with 4.4% (25 votes), with 564 ballots cast among the borough's 808 registered voters, yielding a 69.8% turnout.

The Stone Harbor School District serves public school students in kindergarten through eighth grade. As of the 2018–19 school year, the district, comprising one school, had an enrollment of 99 students and 11.0 classroom teachers (on an FTE basis), for a student–teacher ratio of 9.0:1. In the 2016–17 school year, Stone Harbor had the 4th smallest enrollment of any school district in the state, with 75 students. Starting with the 2011–12 school year, in an agreement with the Avalon School District, public school students in grades K–4 from both communities attend school in Stone Harbor while all students in grades 5–8 attend school in Avalon. Students in public school for ninth through twelfth grades attend Middle Township High School in Cape May Court House, as part of a sending/receiving relationship with the Middle Township Public Schools, together with students from Avalon, Dennis Township and Woodbine. As of the 2018–19 school year, the high school had an enrollment of 767 students and 64.6 classroom teachers (on an FTE basis), for a student–teacher ratio of 11.9:1. Students are also eligible to attend Cape May County Technical High School in Cape May Court House, which serves students from the entire county in its comprehensive and vocational programs, which are offered without charge to students who are county residents. Special needs students may be referred to Cape May County Special Services School District in the Cape May Court House area. The Roman Catholic Diocese of Camden operates Bishop McHugh Regional School, a Catholic K–8 school, in Ocean View, Dennis Township, which has a Cape May Courthouse postal address. It is the parish school of Avalon/Stone Harbor Catholic Church and three other churches. Cape May County Library operates the Stone Harbor Library.

as of 2010, the borough had a total of 24.11 mile (39 km) of roadways, of which 21.38 mile (34 km) were maintained by the municipality and 2.73 mile (4 km) by Cape May County. No Interstate, U. S., state or major county highways pass through Stone Harbor. The most significant roads are minor county routes such as County Route 619, which follows Ocean Drive, and County Route 657, which provides access to the mainland and connects to the Garden State Parkway and U. S. Route 9.

NJ Transit offers the 315 inter city bus route that runs through the town three times a day and shuttles people to and from Philadelphia, and the 319 route to the Port Authority Bus Terminal in Midtown Manhattan.

The Stone Harbor Water Tower pumping station, built in 1924, is the oldest municipal structure still in use in Stone Harbor. The tower, 133 feet (41 m) high, can be seen from almost anywhere on the island. It holds of water and is supplied by four individual fresh water wells 890 feet (271 m) deep that tap the Kirkwood Cohansey aquifer. In 2005, artist Peter Max developed a plan to cover the water tower with a mural made up of digital version of his paintings and artworks that covered that would be glued to the tower from June through September, with facsimiles of the art sold through Ocean Galleries as a fundraiser to benefit The Wetlands Institute and other charities. the Stone Harbor Bird Sanctuary and the Stone Harbor Museum. The Sisters, Servants of the Immaculate Heart of Mary, maintain the Villa Maria by the Sea convent, which opened in June 1937. The beach fronting the Villa is called Nun's Beach and is a well known surfing spot. Stone Harbor's oceanfront was ranked the tenth best beach in New Jersey in the 2008 Top 10 Beaches Contest sponsored by the New Jersey Marine Sciences Consortium.

According to the Köppen climate classification system, Stone Harbor has a humid subtropical climate (Cfa) with hot, moderately humid summers, cool winters and year around precipitation. Cfa climates are characterized by all months having an average mean temperature above , at least four months with an average mean temperature at or above , at least one month with an average mean temperature at or above and no significant precipitation difference between seasons. During the summer months in Stone Harbor, a cooling afternoon sea breeze is present on most days, but episodes of extreme heat and humidity can occur with heat index values at or above During the winter months, episodes of extreme cold and wind can occur with wind chill values below The plant hardiness zone at Stone Harbor Beach is 7b with an average annual extreme minimum air temperature of The average seasonal (November–April) snowfall total is , and the average snowiest month is February which corresponds with the annual peak in nor'easter activity.

According to the A. W. Kuchler U. S. potential natural vegetation types, Stone Harbor would have a dominant vegetation type of northern cordgrass (73) with a dominant vegetation form of coastal prairie (20).