Канаданың Лаурентиан Банкінің тарихы мен дамуы

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The Laurentian Bank of Canada (LBC; ) is a Schedule 1 bank that operates primarily in the province of Quebec, with commercial and business banking offices located in Ontario, Alberta, British Columbia, and Nova Scotia. LBC's Institution Number (or routing number) is 039. The institution was established as the Montreal City and District Savings Bank in 1846. Shares for the bank were publicly listed on the Montreal Stock Exchange in 1965 and the Toronto Stock Exchange in 1983. In 1987, the institution was renamed the Laurentian Bank of Canada. It is the only bank in North America to have had a labour union, some 1,100 positions becoming unionized in 1967, with the rest of non managerial positions joining decades later. In 2017, there was a failed attempt by the bank to decertify the Canadian Office and Professional Employees Union, but a majority of workers voted for union de certification in March 2021, leading the Canada Industrial Relations Board to revoke the union's certification in April 2021.

LBC's history began in 1846 with the founding of the Banque d'Épargne de la Cité et du District de Montréal, or Montreal City and District Savings Bank, by Bishop Ignace Bourget and a group of 15 prominent people from Montreal, Quebec. The bank's 60 honorary directors included Louis Hippolyte Lafontaine, Louis Joseph Papineau, and Sir George Étienne Cartier. In 1965, the bank listed its shares on the Montreal Stock Exchange. In 1974, the bank installed an ATM system called "Bancaide". Primitive by the standards of the following decade, the nonetheless revolutionary machine dispensed cash 24 hours a day.

The bank merged with Eaton Trust Company (in 1988), purchased Standard Trust's assets (1991), acquired La Financière Coopérants Prêts Épargne Inc., and Guardian Trust Company in Ontario (1992), acquired General Trust Corporation in Ontario, and purchased some Société Nationale de Fiducie assets and the brokerage firm BLC Rousseau (1993). In 1993, the Desjardins Laurentian Financial Corporation became the new majority shareholder of Laurentian Bank of Canada, following the merging of the Laurentian Group Corporation with the Desjardins Group. The bank purchased the Manulife Bank of Canada's banking service network and the assets of Prenor Trust Company of Canada in 1994. In 1995, the bank acquired 30 branches of the North American Trust Company. In 1996, one of its subsidiaries acquired the parent corporation of Trust Prêt et Revenu du Canada. A few months later, the withdrawal of its main shareholder, Desjardins Laurentian Financial Corporation, prompted the Laurentian Bank to become a Schedule 1 Bank under the Bank Act, on par with all the other large Canadian banks. In 2023, Laurentian Bank launched a new line of Visa credit cards in partnership with Brim Financial. The new system provides digital onboarding and instant adjudication, instant virtual card issuance, mobile wallet functionality and self serve card management options including setting credit limits and replacement of lost cards.

LBC is a member of the Canadian Bankers Association and registered member with the Canada Deposit Insurance Corporation, a federal agency insuring deposits at all of Canada's chartered banks. It is also a member of Interac.