Британдық Виргин аралдарының экономикасы және қаржы жағдайы

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|imports = $275.1 million (2011 est.) |import goods = building materials, automobiles, foodstuffs, machinery
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|debt = $173.3 million (2017 est.) In global terms the size of the Territory's GDP measured in terms of purchasing power is ranked as 215th out of a total of 229 countries. The economy of the Territory is based upon the "twin pillars" of financial services, which generates approximately 60% of government revenues, and tourism, which generates nearly all of the rest. Historically the British Virgin Islands has normally produced a Government budget surplus, but during the financial crisis of 2007–2008 the Territory began to run at a deficit, which continued after the global recession receded. In 2011 the Territory had its largest ever budget deficit, of US$29 million (approximately 2.6% of GDP). By 2012 public debt had quadrupled from pre crisis levels to approximately US$113 million (approximately 10.3% of GDP). Nearly 84% of that public debt was attributable to a new public hospital built in Road Town between 2003 and 2014. The Economist argued that deteriorating economic conditions in the British Virgin Islands were caused "not [by] sagging revenues but public sector profligacy". By 2014 public debt had been reduced to US$106 million and the annual deficit reduced to US$25 million (including budgeted capital expenditure). By 2016, the Government had returned to a primary budget surplus, but public debt had increased to approximately US$141 million and debt service accounted for over US$12 million of the primary surplus. However, because of an ongoing aggressive capital investment programme, and budget overruns on key public projects, the Government ran dangerously low on available cash. Cash in the consolidated fund fell below US$7 million (with average monthly expenditure at nearly US$30 million), and Government accrued over US$13 million in due but unpaid invoices.

In 2015, British Virgin Islands has been assessed as the 34th in terms of global financial centres. This was the highest ranking of any offshore financial centre, and of any Latin American country. The Territory scored strongly in areas such as local taxation, rule of law, regulatory environment and quality of law for human resources. It scored less highly on infrastructure, access to capital and access to labour. The G 20 considers it a tax haven and its banking system is described as 'opaque'.

In the mid 1980s, the government began offering offshore registration to companies wishing to incorporate in the islands, and incorporation fees now generate an estimated 51.4% of Government revenues. As of 2019, it costs $450 to form a company with fewer than 50,000 shares and another $450 a year to maintain registration. According to official statistics 447,801 BVI companies were 'active' (i. e. incorporated and not yet struck off, liquidated or dissolved) as at 30 June 2012. There are no recent official statistics on total numbers of incorporations (including struck, liquidated and dissolved companies) but these are estimated at approximately 950,000. Many of these companies were originally formed under the International Business Companies Act, 1984, but have now been consolidated into the BVI Business Companies Act, 2004. In 2000, KPMG were commissioned by the British Government to produce a report on the offshore financial industry generally, and the report indicated that nearly 45% of the offshore companies in the world were formed in the British Virgin Islands. The British Virgin Islands is now one of the world's leading offshore financial centres, and boasts one of the highest incomes per capita in the Caribbean. In addition to basic company incorporations, the British Virgin Islands also forms limited partnerships and trusts (including signature "VISTA" trusts) but these have not proved to be as popular as companies. On 12 April 2007, the Financial Times reported that the British Virgin Islands was the second largest source of foreign direct investment in the world (behind Hong Kong) with over US$123,000,000,000. Almost all of these sums are directly attributable to investment through the Territory's offshore finance industry. The British Virgin Islands also promotes a number of regulated financial services products. The most important of these is the formation and regulation of offshore investment funds. The Territory is also the second largest domicile for formation of offshore investment funds (behind the Cayman Islands) with 2,422 licensed open ended funds as at 30 June 2012 Within the space of a few years, hundreds of such companies had been incorporated. This eventually came to the attention of the United States government, who unilaterally revoked the Treaty in 1981. In 1984, the British Virgin Islands, trying to recapture some of the lost offshore business, enacted a new form of companies legislation, the International Business Companies Act, under which an offshore company which was exempt from local taxes could be formed. The development was only a limited success until 1991, when the United States invaded Panama to oust General Manuel Noriega. At the time Panama was one of the largest providers of offshore financial services in the world, but the business fled subsequent the invasion, and the British Virgin Islands was one of the main beneficiaries.

Livestock raising is the most important agricultural activity; poor soils limit the islands' ability to meet domestic food requirements. Fewer than 0.6% are estimated to work in agriculture. Despite its tiny economic impact, agriculture has its own dedicated Government minister (unlike financial services).

Because of traditionally close links with the U. S. Virgin Islands, the British Virgin Islands has used the US dollar as its currency since 1959.