Трайвент: Финансовая организация, основанная лютеранами.

Member owned provider of insurance and other financial services

Thrivent Financial for Lutherans (marketing name Thrivent) ('/θ//r//aɪ//v//ᵻ//n//t/ THRYVEint), is an American Fortune 500 not for profit financial services organization headquartered in Minneapolis, Minnesota, and Appleton, Wisconsin, and founded by Lutherans. As a member owned fraternal benefit society, it operates under a chapter system, serving nearly 2.3 million members. Operating through its local chapters nationwide, Thrivent and its subsidiaries offer financial products and services including life insurance, annuities, mutual funds, disability income insurance, credit union products, money management, brokerage services, and retirement planning. The organization and its members provide volunteer services to charitable organizations and schools. For example, Thrivent members reportedly volunteered more than 8.6 million hours in 2013 and contributed $182.7 million in that year to organizations and activities that aim to strengthen families and communities. In June 2013, members voted to allow non Lutheran Christians to join, and as a result in March 2014 the marketing name for Thrivent Financial for Lutherans was shortened to Thrivent Financial. In the summer of 2020, the marketing name was changed to Thrivent.

Thrivent Financial was officially formed on January 1, 2002, with the merger of Aid Association for Lutherans (AAL) and Lutheran Brotherhood (LB), which had been established in 1902 and 1917 respectively. The merger formed the largest fraternal benefit society in the United States.

In the late 19th and early 20th century, the Lutheran Church–Missouri Synod forbade its members to join fraternal societies because these required initiation rites and secret oaths. Life insurance was also frowned upon in some quarters since Martin Luther had written against similar enterprises in his day, as the practice could be considered a form of usury and it reflected a distrust in God. In 1899, Albert Voecks, a member of St. Paul Lutheran Church in Appleton, Wisconsin, broached the idea of creating an insurance society for Lutherans to fellow church members Gottlieb Ziegler and William Zuehlke. They each gave $13 to the fund, and found several hundred others willing to contribute $5 each. By 1979, it was the largest member of the National Fraternal Congress of America and ranked 13th among the 1,800 insurance firms in the country.

Neither AAL, Lutheran Brotherhood, nor Thrivent Financial for Lutherans has (or had) initiation rites, oaths or other rituals.

The AAL was also involved philanthropically, giving money to scholarships, support for educational institutions and training for church workers. Grants were made to agencies, boards and homes for the aged, disabled and to minorities. The association also had its own family health program and sponsored blood drives and family health workshops. It also joined the National Center for Voluntary Action. The organization authorized by the convention was called the Luther Union, and was incorporated in the state of Minnesota on September 18, 1918. That month, the Luther Union entered into negotiations with Lutheran Brotherhood of America of Des Moines, Iowa. These two organizations merged in the Lutheran Brotherhood in 1920. To aid the Lutheran Church in extending the Lutheran Faith, to foster patriotism, loyalty, justice, charity and benevolence, to provide education, instruction, proper entertainment and amusements, to encourage industry, saving, thrift and development on the part of its members, to give aid in the case of poverty, sickness, accident or old age, and otherwise promote the spiritual, intellectual and physical welfare of its members. Membership was open only to Lutherans. There were 550,000 members in 1965 and 900,000 in 1979.

The LB helped establish new Lutheran congregations through the Church Extension Fund, sponsored scholarships for Lutheran clergy and arranged seminars on Christian topics. and received an A. M. Best rating of AA+ (Superior) and a Fitch rating of AA+ (Very Strong).

Thrivent members made donations to Haiti relief following the 2010 Haiti earthquake through Lutheran World Relief, ELCA Domestic Disaster Response, LCMS World Relief/Human Care, and WELS Committee on Relief. Thrivent Financial provided funding for the 2003 film Luther.

Through its Thrivent Choice program, members gave 43 million dollars in 2016. The program offers members the opportunity to make recommendations for where some of Thrivent's charitable outreach funds are directed. The list of charities comes from members and non profits can apply to be eligible for choice dollars.

Thrivent has formed an alliance with Habitat for Humanity called Thrivent Builds with Habitat for Humanity through which it contributes financial assistance for building affordable homes. The initiative also sponsors homebuilding trips by Thrivent members throughout the world. The Thrivent Builds alliance began in September 2005, with a four year commitment of $105 million. Thrivent Financial chose Habitat for Humanity as an ally because, in the previous ten years, its members had already proven their interest in volunteering with them by building over 500 homes. In December 2007, Thrivent Financial increased its total commitment to $125 million. The alliance makes Thrivent Financial one of Habitat's largest single allies and aims to increase Habitat's annual house production by hundreds of U. S. homes per year and more around the world.

Aid Association for Lutherans maintained a library of over 12,000 books on business management, fraternalism, and life and health insurance.

Since 2012, Thrivent has been named on the list of The World's Most Ethical Companies, eight years running, by Ethisphere Magazine. Assessment is based upon the Ethisphere Institute's Ethics Quotient (EQ) framework which offers a quantitative way to assess a company's performance in an objective, consistent and standardized way. Scores are generated in five key categories: ethics and compliance program (35%), corporate citizenship and responsibility (20%), culture of ethics (20%), governance (15%) and leadership, innovation and reputation (10%), and provided to all companies who participate in the process.

Thrivent has been the subject of awareness campaigns by migrant rights groups and other activists for its holdings in CoreCivic and the GEO Group, the two largest U. S. Government immigration detention contractors, whose assets include detention facilities at the U. S. Mexico border. In its first quarter 2019 SEC filings, Thrivent reported 87,038 shares of CoreCivic, Inc—currently valued at over $1.5 million—and 142,432 shares of GEO Group—currently valued at just under $2.5 million. Banks such as Wells Fargo, Bank of America, and others have divested from these companies after calls from migrant rights groups.