Канаданың мемлекеттік сақтандыру компаниясы

Canadian insurance company

Saskatchewan Government Insurance (SGI) is a Canadian insurance company and a Crown corporation wholly owned by the Government of Saskatchewan. SGI's operations consist of the Saskatchewan Auto Fund, the compulsory public auto insurance program for Saskatchewan, and its property and casualty insurance division sells additional automobile and property insurance products in five Canadian provinces under the trade name SGI Canada. SGI also operates the driver licensing and motor vehicle registration system for Saskatchewan as part of its oversight of the Auto Fund. The Auto Fund is financially self sustaining, operating on a break even basis over time. The Saskatchewan Auto Fund does not receive money from or pay dividends to the government. Under the SGI Canada brand, SGI sells property and casualty insurance on properties such as homes, farms, businesses and automobile insurance in five Canadian provinces. It operates as SGI Canada in Saskatchewan; SGI Canada Insurance Services Ltd. in Manitoba, Alberta, British Columbia, Ontario; and Coachman Insurance Company in Ontario.

SGI and SGI CANADA are governed by The Saskatchewan Government Insurance Act, 1980, and The Automobile Accident Insurance Act, and are subject to the provisions of The Crown Corporations Act, 1993, which gives the Crown Investments Corporation, the holding company for Saskatchewan's commercial Crown corporations, the broad authority to set the direction of the corporation. Where required by legislation or policy directive, SGI submits performance management and investment decisions for review and approval by CIC and the provincial cabinet (government). Through its chair, who is an outside director, the SGI Board of Directors is accountable to the Minister Responsible for SGI. The minister functions as a link between the corporation and CIC and cabinet, as well as the provincial legislature.

The board of directors is responsible for setting direction, monitoring and reporting achievement, and analyzing, evaluating and taking corrective action for the corporation. The board is responsible for the stewardship of the corporation in general terms. In meeting this responsibility, the board works with management to develop and approve the corporation's strategic plan, operating goals, annual budget and business plans. It participates in identifying business risk and overseeing the implementation of appropriate systems to achieve a balance between the risks incurred and potential returns. The board of directors is appointed by the Lieutenant Governor in Council. The board consists of ten external directors. Both the chair and vice chair of the board are external directors.

SGI employs approximately 2,400 people and works with a network of almost 300 independent insurance brokers and about 450 motor licence issuers in Saskatchewan, as well as numerous brokers in Alberta, British Columbia, Manitoba and Ontario. In October 2008, SGI was named one of "Canada's Top 100 Employers" by Mediacorp Canada Inc., and was featured in Maclean's newsmagazine. Later that month, SGI was named one of Saskatchewan's Top Employers, which was announced by the Saskatoon StarPhoenix and Regina Leader Post newspapers. SGI's head office is in downtown Regina, Saskatchewan. It also operates 20 claims centres in 13 Saskatchewan communities, has branch offices in Winnipeg, Edmonton and Toronto, and five salvage locations (auto wrecker, used parts).