Малайзиялық «Touch 'n Go» смарт картасы және электрондық төлем жүйесі

Malaysian expressway smart card

the e wallet app and service created by the same company

Touch 'n Go is a contactless smart card system used for electronic payments in Malaysia. The system was introduced in 1997 and is widely used for toll payments on highways, public transportation, parking, and other services. The card is equipped with a radio frequency identification (RFID) chip that allows users to make payments by simply tapping the card on a reader device. Touch 'n Go cards can be reloaded with funds either online or at designated reload kiosks. The system has become a popular and convenient way for Malaysians to make cashless transactions.

Touch 'n Go was developed by Teras Teknologi Sdn Bhd while the brand and the Real Time Gross Settlement (central clearing house systems) are owned and operated by Rangkaian Segar Sdn Bhd, now known as Touch 'n Go Sdn Bhd. The first Touch 'n Go system was installed and used at Jalan Pahang Toll Plaza on 18 March 1997. It was then immediately extended to Jalan Cheras toll plaza and the East–West Link Expressway toll plaza on 15 April 1997. The Touch 'N Go toll payment system was fully implemented throughout the 848 km North–South Expressway on 15 November 1998. This was made possible when the service was extended to the northern sections of the highway from Jelapang to Jitra. As such the smart card can be used to pay toll from Kempas in Johor to Jitra in Kedah, making it one of the world's longest single stretches of expressway to have electronic toll payment systems. The official launch was at the Sungai Dua toll plaza and officiated by Rangkaian Segar Sdn Bhd's then chairman, Datuk Dr Ramli Mohamad. The Touch 'n Go system was implemented in Cityliner Sdn Bhd, a stage bus service in Klang Valley in 2000. Touch 'n Go card users enjoyed discount fares of 10% when it was first introduced. Due to the need to further consolidate company operations, card users were required to pay full fare prices after 13 November 2003. However, the Touch 'n Go card reader system on board buses was not well maintained by the bus operator. Card readers often malfunctioned and were not updated. Another subsidiary of Park May Berhad, City Profile Sdn Bhd, a feeder bus service (service known as Putraline) for PUTRA LRT was also introduced, and the system was successfully implemented until the Rapid KL bus revamp program took place. The Touch 'n Go facility was also embedded in the Buy N Fly loyalty card rewards program for Malaysia Airlines' retail arm, Golden Boutiques Sdn Bhd's which was launched in December 1999. The hybrid cards are multi function at the rewards airpoint, MEPS Cash and Touch 'n Go. However, on 16 July 2002, Malaysia Airlines announced that the Buy N Fly Programme had ceased operations and consolidated its loyalty rewards into one entity, Malaysia Airlines Enrich Frequent Flyer Programme. Buy N Fly cards are no longer issued but active hybrid card users are still able to use them to perform transactions.

A standard stored value Touch 'n Go card fare structure is currently available for adult fare for public transportation and standard class vehicles with two axles and three or four wheels (Class 1), excluding taxis for toll fare. It is like a top up card. The card is derived from several designs.

The Touch 'n Go card, which is enhanced with NFC technology to enable reload via the Touch 'n Go eWallet, allows us to reload wherever you are and at any time. The enhanced card is currently sold via Touch 'n Go eWallet at cost of RM10.00 per card.

MyKad is embedded with the Touch 'n Go chip since 2001.

There is also a PLUSMiles Touch n' Go card, which is available on the North–South Expressway. The card provides a 5% rebate to users of expressways operated by PLUS (E1, E2, E3, E6, E15, E29 and E36) driving in private non commercial vehicles.

Public transportation monthly pass for Rapid KL services.

Since 2014, the Malaysian edition of Tesco Clubcard is embedded with Touch 'n Go features.

EZ Link x Touch ‘n Go Motoring Card can be use as a contactless payment at both countries except for public transportation (MRT, LRT & busses) in Singapore. However, its only catered for Singapore registered vehicles travelling between Singapore and Malaysia.

It is mainly used for toll fare payment. Company name, vehicle registration number and vehicle class details are printed on the card. A credit term of 30 days is given for post payment and fleet operators are able to monitor toll record/vehicle movement at highways via e statement (itemised statement) after 24 to 48 hours from the time of transaction.

It is the same as the standard card, mainly for corporate users.

Generally, a standard card can be purchased at the price of RM10, without any loaded value. Cards may be reloaded in multiples of RM 10 (counters and some self service machines) or RM 5 (self service machines only).

The Touch 'n Go card is not only for toll fare but also parking services, public transport, theme park and cashless payment at retail outlets.

Touch 'n Go can be used on entire highway stretches in Malaysia with the familiar TnG & TAG sign marked on the road. Two systems were introduced for toll fare collection instead of manual tickets. Due to highways with numerous junctions or intersections serving short distance trips, most of Malaysia's highways use open system toll collection.

Card users only have to touch the reader at Touch 'n Go lane counters or drive through SmartTAG lanes at certain toll plazas. Toll fares charged are fixed regardless of the distance travelled.

Card users "touch in" before entering the expressway at respective toll plazas and "touch out" at the exit toll plaza. Vehicle with cards have to drive thru TnG lanes and TAG lanes for SmartTAG users. Toll fares are charged based on the distance between the entry plaza and the exit plaza. Card users have to make sure the amount balance is more than RM20 before entering the toll plaza. Those with less than RM20 are required to top it up either at the offices or at TAMBAH NILAI lanes, otherwise they are unable to enter the highway. Seven expressways have the feature; the most famous is the North–South Expressway.

An extension of Touch 'n Go is the SmartTAG or TAG onboard unit, which allows users to insert the card into a reader device installed in the vehicle for fully automatic/non stop payment at toll plazas. Payment is made automatically as the toll charge is deducted from the value stored in the Touch 'n Go card.

There are three types of the electronic toll collection (ETC) systems, Touch 'n Go card unit, Smart TAG onboard unit and RFID tag. Touch 'n Go and Smart TAG have been made compulsory in all expressways since 1 July 2004, following the instruction of the Works Minister, Datuk Seri S. Samy Vellu. Other electronic payment systems that were previously used by other highway operators such as PLUS TAG for all PLUS expressways network, Express TAG for Shah Alam Expressway, FasTrak for Damansara–Puchong Expressway and Sprint Expressway and SagaTag in Cheras–Kajang Expressway, were abolished in a move to standardise the electronic payment method. Other expressway concessionariesPLUS ExpresswaysElectronic toll collection systems vs Payment method PLUS RFiDMyRFiDMyRFiDVEP RFiDTouch 'n Go Card Generic Card Corporate Card Auto reload Card ✔ ✔Touch 'n Go eWallet ✔ Toll fare will be deducted from eWallet balance via PayDirect ✔ Toll fare will be deducted from eWallet balance via PayDirect X PayDirect not activated ✔ Toll fare will be deducted from eWallet balance via PayDirect • VEP enforcement deferred until further notice • will be extended to open and closed system nationwide after fully launchBank Card (Debit/Credit) ✔under pilot test on open systemNotesNationwide toll collection on open and closed system For PayDirect, if your eWallet are insufficient, your toll fares will be deducted from your Touch 'n Go Card balance. RFID tag issuance by Touch 'n Go for Malaysian registered vehicle. Nationwide toll collection on open and closed systemNationwide toll collection on open and closed systemRFID tag issuance by Touch 'n Go for foreign registered vehicle currently available at Johor checkpoints. RFID tag issuance by PLUS Expressways. TNG card and TNG ewallet balances are non transferable. Therefore, road user has to take a note.